FinFin - Terms of Service

Last updated: August 15, 2025

1. Acceptance of Terms

By downloading, installing, or using FinFin ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.

2. Description of Service

FinFin is a personal finance management application that helps users:

• Track income, expenses, and financial transactions
• Manage budgets and financial goals
• Monitor investments and assets
• Generate financial reports and insights
• Set up financial reminders and notifications

3. User Accounts and Registration

• You must provide accurate and complete information when creating an account
• You are responsible for maintaining the security of your account credentials
• You must be at least 13 years old to use the App
• One account per user; multiple accounts are not permitted
• You are responsible for all activities that occur under your account

4. Acceptable Use Policy

You agree to use FinFin only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Use the App for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems or data
• Upload viruses, malware, or other harmful code
• Interfere with or disrupt the App's functionality
• Share your account credentials with others
• Use the App to store or manage funds for others without proper authorization
• Reverse engineer, decompile, or disassemble the App

5. Data and Privacy

• You retain ownership of all financial data you input into the App
• We do not share your personal financial information with third parties
• We implement bank-level security measures to protect your data
• You can export or delete your data at any time

6. Premium Features and Payments

• FinFin offers both free and premium features
• Premium subscriptions are processed through your device's app store
• Subscription fees are non-refundable except as required by law
• Subscriptions auto-renew unless cancelled before the renewal date
• You can cancel your subscription at any time through your device's settings
• Premium features remain active until the end of the billing period after cancellation

7. Financial Disclaimer

• The App provides informational tools and insights only
• We do not provide financial, investment, tax, or legal advice
• All financial decisions are your responsibility
• Past performance data does not guarantee future results
• Consult with qualified professionals for financial advice
• We are not responsible for any financial losses or decisions made using the App

8. Intellectual Property

• FinFin and all related content are owned by us or our licensors
• You are granted a limited, non-exclusive license to use the App
• You may not copy, modify, distribute, or create derivative works
• All trademarks, logos, and brand names are our property
• User-generated content remains yours, but you grant us license to use it for service provision

9. Third-Party Services

FinFin may integrate with or use third-party services including:

• Google Firebase for data storage and analytics
• Apple Services and iCloud
• Payment processing services
• Cloud backup services

Your use of these services is subject to their respective terms and privacy policies.

10. App Updates and Changes

• We may update the App periodically to improve functionality and security
• Some updates may be automatic, others may require your action
• We reserve the right to modify or discontinue features with notice
• Continued use of the App after updates constitutes acceptance of changes

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• The App is provided "as is" without warranties of any kind
• We are not liable for any indirect, incidental, or consequential damages
• Our total liability shall not exceed the amount you paid for premium features in the last 12 months
• We are not responsible for data loss due to device failure or user error
• Some jurisdictions do not allow limitation of liability, so these limitations may not apply to you

12. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from:

• Your use of the App in violation of these Terms
• Your violation of any third-party rights
• Any content you submit through the App
• Your financial decisions made using App data or insights

13. Termination

• You may terminate your account at any time through the App settings
• We may terminate accounts that violate these Terms
• Upon termination, you lose access to the App and your data may be deleted
• Provisions regarding liability, indemnification, and intellectual property survive termination

14. Governing Law and Disputes

• These Terms are governed by the laws of Turkey and applicable international laws
• Any disputes will be resolved through binding arbitration when possible
• You may have additional rights under your local consumer protection laws
• Class action lawsuits are waived where legally permissible

15. Changes to Terms

• We may update these Terms from time to time
• Material changes will be communicated through the App or email
• Continued use after changes constitutes acceptance
• The most current version will always be available in the App

16. Contact Information

For questions about these Terms of Service:

• Email: support@finfinai.com
• In-App Support: Use the help section within the app
• GitHub: https://github.com/hsyndnz/finfin

17. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

18. Subscription & Renewal Disclosure

• Premium is an optional subscription; free core functionality remains available.
• Auto-renewal occurs at the end of each billing cycle unless cancelled at least 24 hours before renewal.
• Manage / cancel via your device's subscription settings.
• Price and available tiers may vary by region and taxes.
• If prices change, users receive prior notice with option to cancel.

19. International / Regional Terms

EU / UK: Consumers retain mandatory statutory rights. Cooling‑off rights for digital services apply where legally mandated (accessing all premium features may constitute waiver when permitted by law).

California (CCPA / CPRA): We do not sell or share personal information as defined by CCPA/CPRA. See Privacy Policy for rights (access / deletion).

Brazil (LGPD): Legal bases include contract performance, legitimate interest (app improvement), consent (notifications / optional location), and legal obligations (security & fraud prevention).

Canada (PIPEDA): You may request access or correction of personal information; unresolved disputes may be elevated to the Office of the Privacy Commissioner of Canada.

20. Force Majeure

We are not liable for delays or failures due to events beyond reasonable control (natural disasters, outages, regulatory changes, large scale network failures).

21. Severability & Waiver

Invalid provisions are severed; remaining Terms remain in effect. Failure to enforce a provision is not a waiver.

22. Language

Where translations exist, the English version prevails in case of conflict.

23. Contact & Notices

Support / legal notices: support@finfinai.com. Users may also use in‑app support for routine questions.